HDFC ERGO General Insurance Company Ltd. is a 74:26 joint venture between HDFC Ltd. and ERGO International AG. It offers wide range of motor insurance policies such as private car insurance, bike insurance, 2 wheeler insurance, commercial vehicle insurance. HDFC ERGO has "iAAA" rating by ICRA (for it's highest claim paying ability) and ISO certification for claim services, policy issuance, customer servicing and standardization.